Tuesday, May 10, 2011

Staying on your parents' health insurance--Yea or nay?

When you're in your 20s (and likely in good health), health insurance doesn't seem to be that much of a priority. But it's important to have in order to avoid overwhelming debt that can arise from everyday accidents to life-threatening conditions.

I love what ehealthinsurance did to educate recent grads about health insurance. Check out their "Should I Stay or Should I Go" article. It discusses whether or not to stay on your parents' health insurance policy after college--or if you should go on your own. Whether your first job has health insurance benefits or not, be sure to read the article. It's easy to read so you "get" the concepts related to health insurance.

I know, health insurance is boring grown-up stuff--but it is important grown-up stuff, all the same!

Thursday, May 5, 2011

Boomerangin' in 2011: Moving home after graduation day

For many grads, moving home after school isn't the ideal situation. You want to transition right to your own apartment and cushy new job, right? But those times aren't as common. Most grads move home, at least for a little while--and now, sans jobs--with their parents.

Moving home after school is odd for many because you may not be able to come and go if you please (if you lived on campus during college). I thought that would be the only issue when I trucked all my stuff home, but it wasn't the case.

Something else was different.

It took a while to realize it. But instantly, I knew home wasn't where I was supposed to be, and not just because I really wanted to prove myself with my own apartment and a great job. See, I graduated in a different climate than most of my readers. Jobs weren't handed out, but they weren't as hard to find. (Although, a year later, after Sept. 11, 2001, just about everything changed, in another way.)

Anyway, when I was home, I felt out of place because I had outgrown it. I was the one who had changed.

If you're stuck packing your bags and moving back to mom and dad's, it's not the end of the world. (It's highly practical and common nowadays.) But you should be aware that it may not be like coming home for Winter Break. Things are different. You've changed. Your parents probably have different expectations. And you've grown up--believe it or not.

Some grads I interviewed for my book were eager to move home. Others detested the idea. Whatever boat you're in, take it all in. Recognize how things have changed. See your parents as fellow adults (maybe for the first time!) and realize that moving home may not be ideal, but it's good to be able to go back there--even if you wind up staying longer than you'd like.

Job Search & Career Advice Websites for New Grads

In addition to those you should already be on, check out these job search websites for advice and leads.

http://timsstrategy.com/: Tim Tyrell-Smith shares tips on post-grad life and job searching. A great individual perspective on careers.

http://www.theundercoverrecruiter.com/: Get tips on using social media in your job search.

http://www.thejobcrowd.com/: A cool site that offers tips from professionals in the working world, started by two 20-something Brits.

http://smallbiztrends.com/: A great resource from anita Campbell if you're an entrepreneur or self-employed type.

http://www.indeed.com: I adore this website because is aggregates jobs from everywhere under the sun.

(Derived from http://www.kickstartcareers.co.uk)

Wednesday, May 4, 2011

Coming of Age in a Crap Economy

Cool blog for 20-somethings--and a book is on the way, too! This girl knows all about what today's recent grads are dealing with. I stumbled upon her website and had to share!

http://www.comingofageinacrapeconomy.com/