How Financial Stress Affects Your Health

Everyone has some level of stress that negatively affects their life. We feel stress from our jobs, friends, social groups, and even our families. The severity varies for each of us, but we all know the feeling of pressure stress brings. When that stress is financial, it affects other areas of our life and can create problems by negatively affecting our physical and mental health.

So many of us are financially stressed from living paycheck to paycheck, having inadequate retirement savings, being burdened by debt, and being forced to pay higher prices for essentials including food, housing, and healthcare. With all of these financial stressors, how can we protect our health?

Begin by closely monitoring your individual situation. Recognize signs like lack of sleep, irritability, anger, and poor concentration. Other troublesome signs can be excessive drinking, drug use, overeating, lack of proper nutrition, and lack of exercise. Monitor how you feel about your financial issues and realize that the financial stress you’re under may become detrimental to your health.

Proper management of the signs of stress you find is crucial, so try to counter the negative aspects of your personal financial stress on your health. Prioritize making time to see a doctor to manage your risks of heart disease, ulcers, migraines, sleep disturbances, diabetes, and other physical health issues.

Individuals with debt-related stress are often more likely to have mental health issues, especially depression, anxiety, and psychotic disorders. Such issues are now at the forefront of health-related conversations, so more people actively seek help with their mental health. Seeking help is a key to both your mental and physical well-being. Though it will cost you some time and money, visiting a doctor to manage your health is an absolute must. Otherwise, poor health will start causing you further financial woes if illness causes you to miss work or if you become unable to deal with finances due to deteriorating mental health.

Once you have consulted a physician, addressed medical concerns, and created a plan toward good health, you have a great foundation to build on and maintain. Getting healthy will positively affect your life and allow you to better deal with your financial stress. However, it will not make that stress disappear. There will likely still be day to day financial stress that has to be dealt with in order to avoid any setbacks for your health.

Do your best to maintain positive habits to cope with financial stress like getting plenty of rest, eating as healthy as possible, and exercising regularly. Try low cost or free methods of reducing stress like engaging in more quality time with family and friends, finding hobbies you enjoy, or taking time alone to recharge.

Financial stress affects us all somehow, but we can take control of how we deal with it and do our very best to not let it damage our health and well-being. Taking control often means finding solutions in the form of a loan. If family or traditional banks aren’t options some find relief in the form of short term loans. If a short-term loan would ease your stress levels, look into

The symptoms associated with this kind of stress can sometimes be alleviated by getting a few pressing matters taken care of. When stress levels decrease we can get back to our higher functioning activities and work through the issues that need our attention more readily.

Author: Madison Sanchez